Fees & Service Charges
Effective August 1, 2019

Payment Product Fees
Teller Check Fees Free (if payable to self)
$5.00 (if payable to 3rd party)
 Money Orders  $3.00
Share Regular Saving Account Fees
One Time Membership Fee $10.00
Below Minimum Share Balance Fee
(below average daily minimum balance of $100)
Monthly Share Account Maintenance Fee
(below average daily minimum balance of $100)
Excessive Withdrawal Fee
(in excess of 3 per calendar month)
$5.00 each
Looney Tunes Excessive Withdrawal Fee $10.00 each
Exceeding Reg-D Transaction Fee $5.00 each
 Sharedraft Checking Account Fees
Monthly Share Account Maintenance Fee
(below daily minimum balance of $300)
$4.00 each
Over-The-Phone-Check Withdrawal $5.00 each
Stop Payment Fees
Stop Payment $25.00 each
Range Stop Payments $40.00 each range
Removal of Stop Payment $10.00 each
Stop Payment of Corporate/Teller Checks $25.00 each
Re-Deposit of Official/Corporate Credit Union Check $5.00 each
Wire Transfer Fees
Domestic Incoming $5.00 each
Domestic Outgoing $25.00 each
International Incoming $10.00 each
International Outgoing $40.00 each
Wire Trace/Correction $30.00 each
ATM/Debit Card Fees
ATM Withdrawal at non-CO-OP ATMs $2.00
ATM/Debit Card Replacement Fee $10.00 each
RUSH ATM/Debit Card or PIN Replacement Fee $25.00 each
ATM/Debit Card PIN Reissue Fee $5.00 each
ATM Deposit Correction/Empty Envelope Fee $25.00 each
All ATM Fees exclude any fees charged by institutions that own/operate the machine used.
Check Cashing Fees
Non-Member Check Cashing Fee $10.00 each
Collection Fees
Check/Draft Collection Fees $15.00 each
Returned Deposit Item $15.00 each
Club Account Fees
Early withdrawal from Holiday Club
(between February 1st and October 31st)
$15.00 each
Check Card Fees
Late Fee $15.00 (each monthly statement cycle)
Overlimit Fee $10.00 (each monthly statement cycle)
Replacement Card Fee $10.00
RUSH Replacement Card Fee $25.00
Deposit Service Fees
Escheat Notice Fee $2.00
Inactive Account Fee $2.00/month (after 12 months of no activity)
Membership Account Closure Fee $10.00 (within 90 days of opening)
Re-Open Membership Account Fee $10.00 (within 90 days of closing)
IRA Fees
IRA Transfer Fee $25.00
IRA Closing Fee $20.00
IRA Annual Maintenance Fee $20.00
IRA Share Withdrawal Fee $10.00
Miscellaneous Service Fees
Garnishment/Levy/Lien $25.00 each
Signature Guarantee $5.00 each
Notary Fee $15.00 each signature (non Credit Union documents)
Address Correction/Return Mail $5.00
Incorrect Social Security/Tax ID $50.00 annually
Express Mail Service (next business day) $20.00
Express Mail Service (next business morning) $30.00
Encoding Errors on Checks from non-standard providers $10.00 per check
Manual Payment/Item Clearing $10.00 per item
Copy of Statements $3.00 each/Free Online
Account History Printout $3.00 per month/Free Online
Verification of Deposit $5.00
Response to Subpoenas $20.00 per hour (minimum $20.00)
Photocopy Services (non Credit Union documents) $0.50 per page
Fax Services (non Credit Union documents) $3.00 first page/$0.50 after first page
Statement Fee
Waived if enrolled into e-Statements.  Not applicable to members less than 18 years old or members 65 and older.
$3.00 per statement cycle
Payments by Phone $10.00 each
NSF/Overdraft Fees
Non-Sufficient Fund (NSF) $30.00 each
Overdrawn Fee $25.00 each
Courtesy Overdraft Privilege Fee $30.00 each
Overdraft Transfer Fee $2.50 each
Research & Reconciliation Fees
Account Balance and Reconciliation $25.00 per hour
Loan Documentation fee (secured loans) $70.00
Skip-a-Payment $60.00

When you open a share account with Printing Industries Credit Union you become a member of the credit union. Printing Industries Credit Union was founded by and is dedicated to the support of the printing and graphic arts industry. Your deposits are our only source of funding and they are used solely to make loans to other members of this credit union.

Printing Industries Credit Union is an equal opportunity lender and makes loans without regard to race, color, religion, sex, handicap, family status, sexual orientation, or national origin. All loans are issued in accordance with regulations of the National Credit Union Administration (NCUA), a U.S. government agency and the Department of Business Oversight  (DBO), a California state agency. All loans are subject to credit approval. All member deposits are federally insured to at least $250,000 by the NCUA. Individual Retirement Accounts are insured separately up to $250,000.

Escheat of Dormant Accounts Notice

In accordance with the California Code of Civil Procedure, Unclaimed Property Law, your funds on account may be escheated (i.e., paid over) to the State of California as presumptively abandoned, should there be no account activity, or member contact concerning the account, for a period of three (3) years.