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Loan Rates (effective 1/1/14)

New Autos - Automobiles
Loan rates listed below are the lowest rates offered based on 100% financing on approved credit. Individual rates are based upon loan term and individual applicant credit history. New Autos are under one (1) year old and have 12,000 miles or less.

Term APR* Min. Loan Amount Apply
36 Months 2.99% $3,500 Apply
48 Months 2.99% $5,000 Apply
60 Months 2.99% $10,000 Apply
72 Months 3.74% $15,000 Apply
84 Months 5.24% $25,000 Apply

* APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.


Used Autos - Automobiles
Loan rates listed below are the lowest rates offered based on 100% financing on approved credit. Individual rates are based upon loan term and individual applicant credit history.

Term APR* Min. Loan Amount Apply
36 Months 3.24% $3,500 Apply
48 Months 3.24% $5,000 Apply
60 Months 3.24% $10,000 Apply
72 Months 3.99% $15,000 Apply
84 Months 5.49% $25,000 Apply

* APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.

Motorcycle Loans Add 3% to above auto loan rates

Unsecured Personal Loan Rates & Lines of Credit
Loan rates listed below are the lowest rates offered with automatic pay. Individual rates are based upon loan term and individual applicant credit history.

Term APR* Min. Loan Amount Apply
12-72 Months 10.25% to 18.00% $1,000 to $25,000 Apply

Summer Loan special Rates as low as 5.99% APR* Apply

* APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.

Call the Credit Union for Special Personal Loan Rates


Home Equity Line of Credit (HELOC)

Term Rate Min. Loan Amount Apply
Variable T.D. Bank Prime + 1.50% 4.75% Apply


Share Account Secured Loans

Rate Apply
Published account rate plus +3.00% Apply

 

Credit Card Rates

Platinum MasterCard®

Type APR* Apply
Unsecured revolving line of credit 8.95% - 17.75% Apply

* APR is Annual Percentages Rate.

Individual rates are based on the applicants credit history

Type APR* Apply
Savings secured revolving credit card 8.95% Apply

* APR is Annual Percentage Rate.

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