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Loan Rates (effective 1/1/13)
New Autos - Automobiles
Loan rates listed below are the lowest rates offered based on 100% financing on approved credit. Individual rates are based upon loan term and individual applicant credit history. New Autos are under one (1) year old and have 12,000 miles or less.
| Term |
APR* |
Min. Loan Amount |
Apply |
| 36 Months |
2.99% |
$3,500 |
Apply |
| 48 Months |
2.99% |
$5,000 |
Apply |
| 60 Months |
2.99% |
$10,000 |
Apply |
| 72 Months |
3.74% |
$15,000 |
Apply |
| 84 Months |
5.24% |
$25,000 |
Apply |
* APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.
Used Autos - Automobiles
Loan rates listed below are the lowest rates offered based on 100% financing on approved credit. Individual rates are based upon loan term and individual applicant credit history.
| Term |
APR* |
Min. Loan Amount |
Apply |
| 36 Months |
3.24% |
$3,500 |
Apply |
| 48 Months |
3.24% |
$5,000 |
Apply |
| 60 Months |
3.24% |
$10,000 |
Apply |
| 72 Months |
3.99% |
$15,000 |
Apply |
| 84 Months |
5.49% |
$25,000 |
Apply |
* APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.
| Motorcycle Loans |
Add 3% to above auto loan rates |
Unsecured Personal Loan Rates & Lines of Credit
Loan rates listed below are the lowest rates offered with automatic pay. Individual rates are based upon loan term and individual applicant credit history.
| Term |
APR* |
Min. Loan Amount |
Apply |
| 12-72 Months |
10.25% to 18.00% |
$1,000 to $25,000 |
Apply |
| Summer Loan special |
Rates as low as 5.99% APR* |
Apply |
* APR is Annual Percentage Rate. Loan approval, term and rate are based on a verification of income and an evaluation of your creditworthiness and collateral.
Call the Credit Union for Special Personal Loan Rates
Home Equity Line of Credit (HELOC)
| Term |
Rate |
Min. Loan Amount |
Apply |
| Variable |
T.D. Bank Prime + 1.50% |
4.75% |
Apply |
Share Account Secured Loans
| Rate |
Apply |
| Published account rate plus +3.00% |
Apply |
Credit Card Rates
Platinum MasterCard®
| Type |
APR* |
Apply |
| Unsecured revolving line of credit |
8.95% - 17.75% |
Apply |
* APR is Annual Percentages Rate.
Individual rates are based on the applicants credit history
| Type |
APR* |
Apply |
| Savings secured revolving credit card |
8.95% |
Apply |
* APR is Annual Percentage Rate.
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